Help Promote Minority Lending

Minority banks play a vital role as lenders in the U.S. economy.


Help make a difference

Many community banks serve as a lifeline for the underserved, predominantly minority regions, providing community-building funds that would otherwise be unavailable to many of the community. They provide home-mortgage loans in our neighborhoods. They provide the auto financing many minorities need to obtain transportation for employment. They assist minority families in affording the higher education that for many offers the only path to financial security. They recycle money back into the communities they serve, money that ultimately creates jobs and business opportunities that are essential for community building. Without this community investment, many minority communities would be stagnant, forcing limited upward mobility. To keep minority banks in the business of reducing the wealth gap, your financial support is needed.

Big banks exist on a business model where the money is reallocated to wealthy communities vs minority communities. Much of this money is ultimately invested elsewhere in America or abroad rather than in America’s lower income and minority areas.

Minority-lending institutions are focused on the communities they serve. They recycle money back into the community with loans that help local businesses and households thrive. This creates a virtuous cycle where success is built upon success. The community and bank grow together, creating a prosperous and dynamic economy. Without community-focused banks, urban communities tend not to expand. By keeping funds in minority communities through minority-lending institutions, these communities continue to exist for future generations.

Minority-lending institutions lack the capital to keep pace with the advertising campaigns of the big Wall Street banks. As consequence, many banking customers are less familiar with smaller banks and may never have been educated as to the important role community banks play in their local economies. Our program seeks to help minority lending institutions get the word out about the importance of minorities choosing local lending institutions that invest back into their community.

Michael Brown

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